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법률 가정/이혼법

Q. 이혼과 쇼셜연금

지역California 아이디(비공개) 공감0
조회2,497 작성일6/8/2010 2:54:55 AM
남편은 보수적인 사람이라 여자는 집에서 살림하고 아이만 키워야 한다고 생각하죠. 그래서 그렇게 살았어요. 아이들만 키우면서
그런데 그런 남편이 이혼을 하자는데 아이들도 다 컸고, 이 나이에 직장을 구하기도 힘들고,,모아둔 재산도 없고, 제가 쇼셜 연금을 받을수 있을까요?
받는다면 어떤 방법으로.. 알려 주세요.
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전문가 답변글
허성욱 님 답변 답변일 6/8/2010 9:49:58 AM
Source: http://www.socialsecurity.gov/retire2/divspouse.htm

"If you are divorced, but your marriage lasted 10 years or longer, you can receive benefits on your ex-spouse's record (even if he or she has remarried) if:

•You are unmarried;
•You are age 62 or older;
•The benefit you are entitled to receive based on your own work is less than the benefit you would receive based on your ex-spouse's work; and
•Your ex-spouse is entitled to Social Security retirement or disability benefits.

If you remarry, you generally cannot collect benefits on your former spouse's record unless your later marriage ends (whether by death, divorce or annulment).

If your ex-spouse has not applied for retirement benefits, but can qualify for them, you can receive benefits on his or her record if you have been divorced for at least two years.

If you are eligible for retirement benefits on your own record we will pay that amount first. But if

•the benefit on his or her record is a higher amount, you will get a combination of benefits that equals that higher amount (reduced for age).

•you have reached full retirement age and you are eligible for a spouse's benefit and your own retirement benefit, you have a choice.

You can choose to receive only the divorced spouse's benefits now and delay receiving retirement benefits until a later date. If retirement benefits are delayed, a higher benefit may be received at a later date based on the effect of delayed retirement credits.

If you

•continue to work while receiving benefits, the retirement benefit earnings limit still applies. If you are eligible for benefits this year and are still working, you can use our earnings test calculator to see how those earnings would affect your benefit payments.

•will also receive a pension based on work not covered by Social Security, such as government or foreign work, your Social Security benefit on your ex-spouse's record may be affected.

The amount of benefits you get has no effect on the amount of benefits your ex-spouse or their current spouse may receive."
회원 답변글
답변일 6/8/2010 6:37:24 AM
10년이상 혼인관계를 유지했다면, 이혼을 했더라도 전 남편의 베네핏으로 연금 및 메디케어를 신청할 수 있습니다.
답변일 6/8/2010 9:55:28 AM
http://www.koreadaily.com/qna/ask/ask_read.asp?qca_code=social.pension&cot_userid=&page=1&qna_idx=20155

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