Social Security: The Windfall Elimination Provision (WEP)
Updated May 14, 2019
“The Social Security Amendments of 1983 introduced the Windfall Elimination Provision (WEP) as part of an effort to keep individuals from “double dipping.” This was defined as receiving both a pension from a job where they did not pay Social Security taxes and a Social Security benefit.
The Windfall Elimination Provision (WEP) is a provision in United States law that changes the way your U.S. Social Security benefits are calculated. WEP can reduce your U.S. retirement or disability benefits if you receive a pension based on work and you did not pay U.S. Social Security taxes on those earnings.
WEP (Windfall Elimination Provision)는 미국 사회 보장 혜택 계산 방식을 변경하는 미국 법률 조항입니다. WEP는 근로에 따른 연금을 받고 해당 소득에 대해 미국 사회 보장 세를 납부하지 않은 경우(non covered), 미국 퇴직 또는 장애 혜택(Social Security benefit)을 줄일 수 있습니다.
If you are receiving retirement benefits, your benefit could be reduced by the Windfall Elimination Provision. If you are receiving spouse, ex-spouse or survivor benefits, your benefit will be reduced by the Government Pension Offset.
미국 공무원 퇴직 급여(civil service pension) 를 받고있는 경우, 횡재 제거 조항 (Windfall Elimination Provision)에 의해 미국Social Security 급여가 줄어들 수 있습니다.
배우자혜택, 배우자 생존자 혜택을받는 경우, 정부 연금 상쇄(Government Pension Offset)로Social Security benefit혜택이 줄어 듭니다.
“The Government Pension Offset, DOES NOT APPLY TO FOREIGN PENSIONS."
"미국정부 연금상쇄는 외국 연금에 적용되지 않습니다."