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"An underwriter generally wants to see that the funds in your bank accounts are yours, and not borrowed from someone else (unless via a properly-documented down payment gift)."
"a. down payment gift from a family member or other relation
b. Down payment and/or closing cost funds from a down payment assistance program
If you did receive a large deposit recently -- and it wasn’t from one of these (a. or b.) sources --you may want to wait 60 days before applying for a mortgage."
"Foreign funds can be used if you can provide sourcing.
If cash, then deposit it in your U.S. bank account and let it season for 60 days."
How much money you’re eligible to receive as a down payment gift
위의 링크들을 참조하시고 가까운 여러 은행들 lenders,
여러 융자 전문인들 Mortgage Loan Originators (MLO)과 상담하시기 권합니다.
