올해에 한달이라도 실업수당을 받았거나 받고 있는 사람들은 가입을 도와주었던 에이전트나 본인이 직접커버드캘리포니아 웹사이트에 들어가서 ‘Report a Change’를 클릭한 후, ‘Income’ 부분에서 ‘Government& Assistance Income’으로 들어가셔서 ‘Unemployment’에 EDD라고 표기하시고 매주 받는 금액을 입력하거나 COVID-19으로 $600받으시는 금액을 입력하시면 됩니다. 플랜 선택시 Silver94 HMO을 선택하실 수 있고, 보험료는 자동적으로 일인당 $1씩 계산되어 부부인 경우 $2로 보험료가 바뀝니다. 기존에Silver 87 HMO플랜이나 Silver 73 HMO 플랜,그리고 브론즈 플랜을 가지고 계시던 분들도 변경이 가능합니다.
The American Rescue Plan provides additional Advanced Premium Tax Credit (APTC) and Cost-Sharing Reductions (CSR) for eligible consumers who receive unemployment insurance benefits (UIB) during 2021. Consumers who report receiving UIB for any week in 2021 will have their plans automatically updated to Silver 94 plans and qualify for a monthly premium at a cost of $1 per person per month for the benchmark Silver plan available to them. However, consumers must either already be enrolled in a Silver plan or must change their plan to a Silver plan in order to receive the additional CSR benefit.
Note: Consumers may choose a higher cost Silver plan and still receive the Silver 94 benefits ? they would simply pay the difference. If consumers are enrolled in the lowest cost or second lowest cost Silver plan available to them, their net premium will be automatically adjusted to $1 per person per month. If consumers are in a higher cost Silver plan, their monthly premium will be lowered, but they will still be responsible for paying the difference.