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4/18/2010 10:00:49 PM
Yo bud, $240,000 to be lent 2 ur brother uhhh??? Basically, U need to draw a LINE bewteen a loan and a donation( gift I mean).
QUOTE,또항 이렇게 빌려주고 받게될 이자소득은 어떤소득이 되는지요?세금은 얼마나 내야 할까요? "?"-- I guess, provided u make a loan of $240,000 to ur brother at a low or no stated intererst rate, then the IRS may impute interest. This, of course, means that U , as a lender, MUST recognize interest income equal to the so called imputed interest, and ur brother becomes to carry an imputed interest payments to you. What I mena b that you need to pay taxes on the interest amounts that u receive from ur brother just like a regular lender that receives interest from his borrower. C what I mean??
On the contrary, if u give the amount 2 ur brother as a gift, then u r subjected to gift tax and however unless the amount of ur previous gift exceeds $1 mil. , ur gift tax liability'd b zero due to UNIFIED GIFT/ESTATE TAX CREDIT provision. What i m sayin' b that u gave $240,000 2 ur brother as a gift and ur annual gift exclusion amount is $13,000( $26,000 for MFJ filing status/ in the caase of gift splitting ), so $240,000-$13,000=$$227,000; U need 2 pay gift tax on $227,000, and ur gift tax liability 'd b $62,980 but unified gift/estate tax credit is $345,800; as $345,800>$62,980, u don't pay gift tax unless u carry previous gift tax amount exceedin' $1 mil. as i mentioned previously.
"또한 제구좌에서 24만불이란 큰돈이 빠져 나가면 다른문제가 안될런지요?"----As u noe, banks have to report cash transactions ( wire transfers included) that exceed $10,000 2 the IRS immediately to enable law enforcement to follow the money trail by creating a paper trail. or etc. So, U should complete ur transactions and let the banks do the paperwork. As long as u and ur brother carry the transfer records, there'd not b any problem.
Good luck on u guys business!!!!
QUOTE,또항 이렇게 빌려주고 받게될 이자소득은 어떤소득이 되는지요?세금은 얼마나 내야 할까요? "?"-- I guess, provided u make a loan of $240,000 to ur brother at a low or no stated intererst rate, then the IRS may impute interest. This, of course, means that U , as a lender, MUST recognize interest income equal to the so called imputed interest, and ur brother becomes to carry an imputed interest payments to you. What I mena b that you need to pay taxes on the interest amounts that u receive from ur brother just like a regular lender that receives interest from his borrower. C what I mean??
On the contrary, if u give the amount 2 ur brother as a gift, then u r subjected to gift tax and however unless the amount of ur previous gift exceeds $1 mil. , ur gift tax liability'd b zero due to UNIFIED GIFT/ESTATE TAX CREDIT provision. What i m sayin' b that u gave $240,000 2 ur brother as a gift and ur annual gift exclusion amount is $13,000( $26,000 for MFJ filing status/ in the caase of gift splitting ), so $240,000-$13,000=$$227,000; U need 2 pay gift tax on $227,000, and ur gift tax liability 'd b $62,980 but unified gift/estate tax credit is $345,800; as $345,800>$62,980, u don't pay gift tax unless u carry previous gift tax amount exceedin' $1 mil. as i mentioned previously.
"또한 제구좌에서 24만불이란 큰돈이 빠져 나가면 다른문제가 안될런지요?"----As u noe, banks have to report cash transactions ( wire transfers included) that exceed $10,000 2 the IRS immediately to enable law enforcement to follow the money trail by creating a paper trail. or etc. So, U should complete ur transactions and let the banks do the paperwork. As long as u and ur brother carry the transfer records, there'd not b any problem.
Good luck on u guys business!!!!
