EZ LOAN CONSULTING SERVICES
LOAN OFFICER JAMES CHAE
BE AWARE! PREDATOR SEEKING BAD CREDIT
They ask you to pay application fee of $1,500, they'll return and say your credit is not good enough to apply and not going to return application fee.
Then, they suggest you to pay additional $1,000 for different loan application.
Apply for commercial collateral loan for amount of $150,000
Collateral actual amount is $30,000 and they bubbling up to $100,000 for those useless telecommunication phone, and it's held by bank in outer States according to EZ LOAN.
Then, once loan approve, they ask for 15% loan fee + 5% commission which is $30,000
You apply for loan amount of $150,000 and you get only $90,000. Then, you have 5 years to pay back $150,000.
EZ LOAN also said, if you are filing bankruptcy, it's best to file after 1 year. This way, you can get away from FBI for not intentionally not pay back.
EZ LOAN is located between Western Blvd. and Olympic Blvd., but they change the company names too often and not able to pursue. Don't know what names they use now.
Be aware...this guy call James Chae is Korean and he is after bad credit to take advantage.
645 W. 9th St., 7th Fl. Los Angeles, CA, but where I met them was at different location.
Their phone number (213)986-5626 they never take call first., but they do call back with caution.
Fax (213)402-3572 again, they use it as phone and fax. even fax, you have to call ahead or will not accept.
email, ezloan720@gmail.com he cross out on his biz card and I doubt it will work now.
When I ask the application fee back, he drag me for 1 years and never pay back.
When I threaten to go public, he threaten back saying to release all my personal information to public.
I don't live in USA anymore, but I will never forget this guy who try to rip me off and many other people.
Since his English is not good enough, he only rip off to those who came from Korea or local Korean.
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