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Q. 학자금 융자있는것과 자동차 구입에 관련질문에 답변 부탁드립니다...

지역California 아이디W**thy199**** 공감0

조회2,679 작성일5/18/2015 1:36:01 PM

안녕하세요,

아래질문에 대한 답변 부탁드립니다. 대학학자금 융자가 있는것과 (한번도 late pay 없고 default한적 없고 현재 2017년말까지 forbearance 상황입니다.)
자동차를 구입하는것에 문제가 없는지를 confirm받고 싶습니다.

감사합니다. 좋은하루 되세요

Hello. How are you? First of all, thank you so much for providing me with an opportunity to ask & consult here. I appreciate it.

My student loan ($50,000) is currently in forbearance status & I won’t have to pay it back until end of 2017. However, I’m planning to pay them while I’m on forbearance so that my monthly payment (after 2017 when my repayment will start) amount will be like $200~250.
I have paid off my car loan back in 2011.

I have some credit card debt (around $10,000) which I'm working hard to pay it off completely. I paid off about $3,000 so my balance now is about $7,000.

My questions are:

How does my student loan affect when purchasing a car? (Obtaining auto loan with competitive interest rates) I have never defaulted or been late on my student loan payments or any other payments/bills. Again, all of my student loans are currently on forbearance status but paying to reduce principal.

I want to be able to purchase almost any vehicle I'd like without having to worry about credit or financing. I'm planning to purchase sometime next year in 2016.