우버에서 드라이버에게 2020년 Prop 22로 인하여 지원되는것이 나와 있습니다

잘 아시는분 보시고 부족한것이 많은지 좀 설명 부탁드립니다

Insurance for rideshare drivers using Uber

Offline

Offline or the Driver app is off

Your chosen personal insurance company and
coverages apply

Smartphone

Available or waiting for a ride request

Uber maintains the following auto insurance
on your behalf in case of a covered accident:

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Third-party liability if your personal auto
insurance doesn’t apply¹

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$50,000 in bodily injury per person

$100,000 in bodily injury per accident

$25,000 in property damage per accident

Route

En route to pick up riders and during trips

Uber maintains the following auto insurance
on your behalf in case of a covered accident:

?

$1,000,000 third-party liability

Uninsured/underinsured motorist bodily
injury and/or first-party injury insurance²

Contingent comprehensive and collision³

Up to actual cash value of car with a
$2,500 deductible

Insurance for delivery people*

Offline or the Driver app is off

Your chosen personal insurance company and
coverages apply

?

Available or waiting for a delivery request

Uber maintains the following auto insurance
on your behalf in case of a covered accident:

?

Third-party liability if your personal auto
insurance doesn’t apply

?

$50,000 in bodily injury per person

$100,000 in bodily injury per accident

$25,000 in property damage per accident

En route to pick up deliveries and during
trips

Uber maintains the following auto insurance
on your behalf in case of a covered accident:

?

$1,000,000 third-party liability

Contingent comprehensive and collision³

Up to actual cash value of car with a
$2,500 deductible

*Excluding accidents occurring in New York
State

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Injury Protection paid for by Uber for
California drivers and delivery persons

Injury Protection paid for by Uber for
California drivers and delivery persons is effective 12/16/2020. With the
passage of Prop 22, California drivers and delivery persons now have Injury
Protection insurance. If you’re injured in an accident while driving or delivering
in California with Uber, this insurance can provide you and your family with
financial support.

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Benefits may include**:

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Disability Payments

Earnings replacement up to $1,324 per week

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Medical expenses

Accident medical expenses up to $1,000,000
with no deductible or copay

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Survivor benefits

Up to $320,000 for eligible dependants

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Terms to know

Insurance Badge

Third-party liability insurance

Insurance for bodily injury and property
damage caused to a third party and arising from a covered accident. A third
party is someone or something other than yourself or your vehicle.

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route check

Uninsured/underinsured motorist bodily
injury insurance and first-party injury insurance

Uninsured/underinsured motorist bodily
injury coverage insures injuries to you and your riders if a covered accident
occurs during an Uber trip and another driver is at fault and doesn’t have
sufficient insurance. This insurance also may apply in the case of a hit and
run.

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