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12/6/2011 8:04:25 PM
Your question doesn't make any sense. As the damaged party, you should have filed or reported your damages with the other party's insurance company to start a claim. Deductible is not at issue. Deductible only applies to the other person. Anyhow, if you are going to sue, you must do so within 2 years from the date of the accident, if you don't, your case cannot get processed because its past the statute of limitation. When suing, you must sue that other party and not his insurance company.
