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님 답변
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12/13/2012 8:03:19 PM
You have incorrect information. In most States, you have 30 days from the date of service of the summons to answer the complaint. I'm not sure about Maryland, but assuming its 30 days, you have that 30 days from the date the lawsuit is actually delivered to you or sometimes extra 10 days (varies among States) if it is subserved (meaning delivered to someone of suitable age to your home or work. I'm not sure how you found out about the lawsuit, or if there is in fact a lawsuit filed. Regardless, if a lawsuit was filed against you, its not a good choice to ignore it just because you were not served yet. It is best to verify that a lawsuit is in fact filed against you and answer it. The reason for this advice is because the plaintiff could submit false paperwork that service was made and obtain judgment without your knowledge. Of course if that were to happen, you can file a motion to vacate that judgment, however it will be much more expensive and time consuming to do so than just to answer it now. As for trial date. It doesn't sound right that a trial date would be set that quickly. For example, in Californa, it generally takes about one year to get a trial date. Therefore, you must check your case to see if a trial has in fact been set. DO NOT IGNORE THE CASE!
Of course, if you have no defense and cannot pay back the credit debts, you may want to consider negotiating with the creditor right away or file for bankruptcy.
Of course, if you have no defense and cannot pay back the credit debts, you may want to consider negotiating with the creditor right away or file for bankruptcy.
