70세가 넘어서 SSI를 신청하면 ? - ASK미국

s**gyoo**** 님 답변 답변일 12/10/2021 2:53:42 AM

먼저 용어부터 정확하게 알려드리겠습니다. SSI는 저소득층 지원금이고 은퇴자의 연금은 SSA 입니다. 그리고 그동안 신청을 안하셨으면 자동으로 66세에 받으실수 있는 금액(FRA)보다 1년에 8%씩 증가하여 70세에는 66세에 신청하는것보다 132%로 증가한 금액을 신청하실수 있습니다. 그리고 한국에서 거주하고 계신다면 필리핀에 있는 SSA 사무실로 연락하시면 됩니다.

g**d**** 님 답변 답변일 12/13/2021 2:59:37 AM

There is often confusion about Social Security (SSA) and Supplemental Security Income (SSI) because you apply for both programs with the Social Security Administration. But, the programs are different. SSA is an entitlement program and SSI is needs-based.

SSA
Benefits based on earnings; Financed by employer and wage contributions; No income limit; No resource limit; Must have enough work credits; Medicare; Benefit Types: - Retirement (age 62 & older) - Survivor - Disability (includes blindness); Provides benefits to eligible family members; Benefit amount based on average lifetime earnings; Other income does NOT affect benefits (Except wages may affect benefits under full retirement age or disability benefits); Where you live or who lives with you does NOT affect benefits
SSI
Benefits based on need; Financed by General Revenues; Limited income; Limited resources; No work credits are required; Medicaid (Medi-Cal in California); Benefit Types: - Aged (age 65 and older)

g**d**** 님 답변 답변일 12/13/2021 3:00:00 AM

- Disability (any age, includes children) - Blindness (any age, includes children); No family benefits; Benefit amount based on Federal and State laws; Other income MAY affect benefits - report any income you receive; Where you live or who lives with you MAY affect benefits - report all

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