학생론에 대해 - ASK미국 - 미주중앙일보

m**wonchan**** 님 답변 답변일 3/14/2012 10:15:59 AM

Your son is entitled to one 6-month grace period after he stops attending a school at least half time. During this grace period, loan servicer (agency) will contact and tell your son how much payments will be and how to make them. If your son goes back to school next semester, he can obtain a deferment (Your son can postpone payments). Your son can see his loan history and who his loan servicer (agency) is by signing at www.nslds.ed.gov. Once your son contact his loan servicer (agency), he can also ask if he is able to defer (postpone) his loan payment by illness.

s**600**** 님 답변 답변일 3/14/2012 1:07:50 PM

Financial Aid님 지난번 프라이빗 학생론에 대해 댓글 주셔서 감사드립니다. 혹시 이런 학생론을 받는데 도움 받고 싶은데, 도움 주실 수 있는 분이나 학생론 에이전트 분 안계신가요? 감사합니다.

원글 질문에 도움되지 않는 댓글을 달아 죄송합니다.

m**wonchan**** 님 답변 답변일 3/14/2012 2:18:48 PM

Dear, Daniel. I think that you are asking if you can find someone who can help you getting federal student loan. You said that you had filled out FAFSA and you are in the middle of process getting green card now. If your FAFSA could not be processed due to non permanent resident (If you do not have green card number yet), you cannot apply for federal student loan at all. I am sorry, but federal student is for only US citizen or permanent resident. If you have green card number before you receive green card during school year, you can fill out new FAFSA to apply for federal grant (PELL) and federal student loan again. You asked if you can apply for private education loan before. I answered that you can apply for it with endorser (co-signer) and credit will be checked by bank. If you have anymore question, please let me know. Thanks.

s**600**** 님 답변 답변일 3/15/2012 3:46:26 PM

Financial Aid님 저는 fefsa프로그램에 해당된 론은 할 수 없습니다. 프라이빗 학생론은 Sallie mae 또는 각 은행에 직접 인터넷으로 어플라이 해야 하나요. 학자금 론이 꼭 필요해서요. 감사합니다.

m**wonchan**** 님 답변 답변일 3/15/2012 4:49:43 PM

Dear, Daniel. I fully understand what you need now. You can apply for private student loan through bank online. keep in mind that your credit will be checked by lender. Also, you can apply with endorser (co-signer) who has good credit. Even you get approved for private student loan with endorser (co-signer), you are still responsible for loan payments. If you do not make payments later, your endorser (co-singer) will be responsible for your loan payments. I do not think that you need to pay someone helping you apply for private student loan. Please, do not pay anyone for it. You or your endorser (co-signer) can do it online. Try it with SallieMae. SallieMae is a major lender for private student loan.

s**600**** 님 답변 답변일 3/16/2012 1:52:24 PM

Financial Aid님, 감사합니다.

Loading.
Please wait.

분야별 상담글

공지사항

멤버쉽

Q. 학생론에 대해

첫번째 전문가 답변을 남겨주세요!

회원 답변글

유학/교육 분야 질문 더보기 +