질문하기
[Based on Georgia landlord-tenant law and the details you provided,
you likely did not pay a refundable security deposit to your landlord.Because you lacked credit history
You were required to purchase a surety bond through TheGuarantors.
TheGuarantors functions like an insurance company;
offering landlords a financial protection product
for tenant defaults,
Surety companies issue 'surety bonds' that
provide a financial guarantee . .
Surety Bond: A three-party contract between you 세입자 (the principal),
the landlord (the obligee), and the surety company (TheGuarantors).
The $561.12 was a non-refundable premium for a surety bond, and
the $2,342 was also related to that bond, NOT a separate security deposit.
'보증금은 존재하지 않는다'
Based on your ledger entry
"Move In Charge: Security Bond with TG (TheGuarantors),"
the $2,342 you paid was likely the remainder of the cost covered by the bond,
which is also non-refundable and NOT held by the landlord AS A DEPOSIT.
The $2,342 charge is the premium you pay to the surety bond company for taking on the risk of guaranteeing your obligation to the entity requiring the bond (the "obligee").
This premium is considered fully "earned" by the company as soon as the bond is issued, which is why it is typically non-refundable, even if the bond is canceled early or is never used.]
하단 -
